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Chapter 13 Bankruptcy

Dallas Chapter 13 Bankruptcy Lawyer

Helping Texas Clients Save Their Homes and Erase Their Debt

With the state of the economy, many people are falling behind on mortgage payments, and finding themselves falling into the endless cycle of credit card debt just to meet day-to-day expenses. While temporary patches may work for awhile, eventually mortgage lenders will be threatening foreclosure and other creditors will begin demanding payments.

There is a way to get out of debt and potentially save your home and other assets.

At The DeLoney Law Group, PLLC, in Dallas, Texas, we help individuals and families save their homes and achieve debt relief through Chapter 13 bankruptcy. During your free consultation, our bankruptcy attorneys will help you to determine if filing for Chapter 13 is the right option for your specific situation. Contact our law firm to speak with a knowledgeable Chapter 13 bankruptcy lawyer.

Chapter 13 Bankruptcy Can Allow You to Regain Financial Control

Chapter 13 bankruptcy is often a good alternative for people whose incomes are too high to qualify for Chapter 7 or those who are at risk of home foreclosure.

In a Chapter 13 bankruptcy, wage earners are able to develop an extended payment plan that allows them to repay all or a portion of their debts over a period of three-to-five years. When the payment plan is successfully completed, certain remaining debts are discharged, leaving you with a fresh start.

Waiting To File May Be a Mistake

Some people believe they will be able to work out their debt on their own and delay looking into the bankruptcy process. Although this may work for a few, a majority of the time there is no easy way out of high-interest debt.

By filing for Chapter 13 bankruptcy, an automatic stay will be put in place to cease all collection activities, including foreclosure proceedings. During this time, a payment plan will be established that will help you tackle your debt without the constant worry of making ends meet each month.

Contact The DeLoney Law Group, PLLC

At The DeLoney Law Group, PLLC, we will provide you with an honest assessment of your case and how we may be able to assist you in achieving debt relief. Located in downtown Dallas, we represent clients in the Dallas-Fort Worth Metroplex and throughout Texas. Contact our law firm for a free bankruptcy consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

At The DeLoney Law Group, PLLC, we represent clients throughout the Dallas, Texas metroplex including people in Fort Worth, Plano, Arlington, McKinney, Denton, Carrollton, Garland, Frisco, Rockwall, Mesquite, Rowlett, Dallas County, Tarrant County, Collin County, Denton County, Rockwall County, Kaufman County, Ellis County, Johnson County, and the Dallas-Fort Worth Metroplex.