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Chapter 7 Bankruptcy

Texas Chapter 7 Bankruptcy Attorneys

Helping Dallas and Fort Worth Area Clients File for Chapter 7 Bankruptcy

There are two common misconceptions about filing for Chapter 7 bankruptcy — your credit will be ruined and everything you own will be taken away. These beliefs are simply not true. In many cases, your already-damaged credit rating will begin to heal after filing for bankruptcy. Secondly, a knowledgeable bankruptcy lawyer can work with you and your creditors to prevent items of value from being sold or repossessed.

At The DeLoney Law Group, PLLC, in Dallas, Texas, we can help you sort the fact from fiction when it comes to Chapter 7 or Chapter 13 bankruptcy. Our bankruptcy attorneys will work with you to determine if bankruptcy is the right choice for your situation. Contact our law firm to schedule a free consultation.

Chapter 7 Bankruptcy Can Discharge Your Debt in a Matter of Weeks

Chapter 7 bankruptcy, also known as liquidation bankruptcy, is often a good choice for people with high amounts of unsecured debt, such as medical bills and credit card payments. To qualify for Chapter 7, your debt and income will be subjected to what is known as a means test. If you are found eligible and choose to file for Chapter 7, most of your debts will be discharged within a few months.

How Does Chapter 7 Bankruptcy Work?

Chapter 7 bankruptcy releases debtors from specific debts through the sale of assets. Although the thought of selling your assets may seem alarming, be assured that household goods and many other items are listed as exemptions under the Bankruptcy Code.

Once you file for Chapter 7 bankruptcy, an automatic stay is put in place, stopping collections actions against you. Creditors will not be allowed to call. Repossession and/or foreclosure of your home will stop. Wage garnishment will cease.

Contact The DeLoney Law Group, PLLC

At The DeLoney Law Group, PLLC, we will provide you with a clear-cut assessment of your case and options for debt relief. Located in downtown Dallas, we represent clients in the Dallas-Fort Worth Metroplex and throughout Texas. Contact our law firm for a free bankruptcy consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

At The DeLoney Law Group, PLLC, we represent clients throughout the Dallas, Texas metroplex including people in Fort Worth, Plano, Arlington, McKinney, Denton, Carrollton, Garland, Frisco, Rockwall, Mesquite, Rowlett, Dallas County, Tarrant County, Collin County, Denton County, Rockwall County, Kaufman County, Ellis County, Johnson County, and the Dallas-Fort Worth Metroplex.